DENTAL INSURANCE
BOTH PLANS - You may elect any dentist of your choice. Claim forms must be filed. However, most dentists will participate in the plan and only charge their patients a co-payment. There is a $75.00 per person deductible (the deductible does not apply to preventive services), and annual maximum of $1,000 per person. Orthodontic services are not covered.

LOW PLAN – Preventative services are based on 100% UCR. Services are reimbursed based on a schedule for basic and major procedures. Economical premiums, has higher out of pocket costs than the High Plan.

HIGH PLAN - Services are reimbursed based on a percentage of UCR (usual, customary and reasonable) Rates. Higher Premiums, less out of pocket than Low Plan.
 
  • All eligible employees will be enrolled in low plan at no cost, with the option to buy up to the high plan and/or purchase dependent benefits
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  • Premium costs for 2000 for 12 month employees:
    •
     
    Low-MO
    High -MO
    Low-BI
    High-BI
    EMPLOYEE ONLY
    0.00
    14.92
    0.00
    6.89
    EMPLOYEE + Spouse
    10.12
    34.32
    4.68
    15.84
    EMPLOYEE +Child(ren)
    18.16
    33.88
    8.39
    15.64
    FAMILY
    28.28
    53.28
    13.06 
    24.60